An advisory service to ensure you get the best terms and best rate.

We find a mortgage for your projects etc. in a few hours” to “We quickly find a mortgage with the best conditions that suits your personal situation

I want to purchase / renew / refinance

Your Multi-Prêts broker offers you an access to More than 20 different financial partners

We work with over 25 financial partners on your behalf, including Canada’s top banks, caisses, and financial institutions, to locate the lowest rates and terms on the market, as well as achieve speedy mortgage pre-approvals.

Get your rate

The Advantages of Multi-Prêts

Savings

We have a thorough awareness of the market, which allows us to aggressively negotiate the most advantageous and reasonable mortgage loan for you, as opposed to banks or financial institutions, which are only bound to give you with their products, allowing you to save greatly.

Lowest rate

Due to the enormous number of mortgages generated, Multi-Prêts has access to the best rates in the market (over 44 billion). At the same time, we have access to a wide choice of rates given and advertised by various banks and organizations. We shop around for the best deals for you.

It’s completely free.

Mortgage brokers provide you with no-cost services. There are no hidden costs or commissions to deal with. Indeed, banks and financial institutions pay the broker for marketing mortgage products. As a result, we provide our services at no cost.

Managing your time

To receive the best offer, you won’t have to meet with a plethora of banks and financial institutions or fill out mountains of paperwork. Your broker will manage the follow-ups, as well as keeping you updated on any changes to your file and drafting the essential documents and contracts. Procedures are simplified, and you save a lot of time as a result.

Here are some of the services we provide.

Preapproval

You must first be pre-approved for a mortgage before making a purchase offer if you want to buy a property and start your search.

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Prequalification

A pre-qualification for a mortgage is a crucial estimate that confirms your borrowing capability.

Establishing your reputation with your vendor is crucial.

Learn more

Purchasing

Whether it’s for a primary or secondary house makes no difference. Multi-prêts hypothèque will work with you to find the best financing arrangements for your case.

Learn more

Renewal

It’s past time to pay down your debt. Your banking institution has sent you a renewal offer, and you want to see if it’s competitive.

Learn more

Refinancing

Multi-Prêts will find you the most cost-effective refinancing alternative. All of the costs involved with your refinancing, including appraisal, cash back, and notary fees, are projected for you.

Learn more

Why should you trust Multi-Prêt?

The Advantages of Multi-Prêts

Substantial financial savings

We have a complete understanding of the market, allowing us to aggressively negotiate for you the most advantageous and affordable mortgage loan, as opposed to banks or financial institutions, which are obligated to provide you just their goods, allowing you to save significantly.

Lowest Rate

Multi-Prêts has access to the best rates in the market due to the large volume of mortgages created (over 44 billion). Simultaneously, we have access to a diverse range of rates given and promoted by a variety of banks and organizations. We find the greatest prices for you.

It’s completely free.

Mortgage brokers give you with completely free services. There are no additional fees or commissions to pay. Indeed, the broker is rewarded by banks and financial organizations for promoting mortgage products. As a result, we offer our services for free.

Time management

You won’t have to meet with a slew of banks and financial institutions or fill out a mountain of paperwork to get the best deal. The follow-ups will be handled by your broker, who will also keep you informed about any changes to your file and create all necessary documents and contracts. Procedures are streamlined, and you save a significant amount of time.

Multi-Prêts provides you with extremely affordable rates.

Multi-Prêts has simultaneous access to a variety of rates given by numerous banks and financial organizations due to the enormous number of loans (approximately 44 billion mortgages). Unlike bank and financial institution consultants, who are confined to selling their own goods, we can find you the best rates from a wide range of options. You’ll then have access to a number of different financial lenders, some of which only take applications through mortgage brokers, allowing you to weigh all of your possibilities.

Furthermore, the mortgage brokers at Multi-Prêts have extensive market expertise, allowing them to advise you on how to get the best mortgage rate. We also answer all of your questions to help you make an informed decision (fixed or variable rate, long or short term, etc.).

Professionalism

Our mortgage brokers are industry experts who have been educated to recognize and respond to your genuine needs quickly.

Time is a scarce resource.

You will obtain quotes from a number of financial institutions in one single request thanks to your Multi-Prêts mortgage broker. You won’t have to meet with a bunch of different lenders and give over a bunch of different documentation to each of them. Everything is within the control of your broker.

Obtaining cash

To begin with, the services of a mortgage broker are completely free. He or she not only negotiates the most advantageous and least costly mortgage for you (in contrast to the banks), but also offers a variety of other financial services to help you save and develop your money.

There is a lot of flexibility in terms of working hours.

We can meet with you seven days a week at our Laval office or at your home.

Multi-Prêts, your own financial consultant

Our mortgage brokers connect with over 25 different financial partners throughout Canada on a daily basis (banks, caisses, insurance companies, and so on). We keep a close eye on market trends and opportunities that could be of interest to our clients. We can also assist you in locating the most favorable mortgage terms and rates by analyzing offers from a range of lenders, some of whom you may not have direct access to.

The Advantages of Multi-Prêts

Substantial financial savings

We have a complete understanding of the market, allowing us to aggressively negotiate for you the most advantageous and affordable mortgage loan, as opposed to banks or financial institutions, which are obligated to provide you just their goods, allowing you to save significantly.

Lowest Rate

Multi-Prêts has access to the best rates in the market due to the large volume of mortgages created (over 44 billion). Simultaneously, we have access to a diverse range of rates given and promoted by a variety of banks and organizations. We find the greatest prices for you.

It’s completely free.

Mortgage brokers give you with completely free services. There are no additional fees or commissions to pay. Indeed, the broker is rewarded by banks and financial organizations for promoting mortgage products. As a result, we offer our services for free.

Time management

You won’t have to meet with a slew of banks and financial institutions or fill out a mountain of paperwork to get the best deal. The follow-ups will be handled by your broker, who will also keep you informed about any changes to your file and create all necessary documents and contracts. Procedures are streamlined, and you save a significant amount of time.
Multi-Prêts provides you with extremely affordable rates.

Multi-Prêts provides you with extremely affordable rates.

Multi-Prêts has simultaneous access to a variety of rates given by numerous banks and financial organizations due to the enormous number of loans (approximately 44 billion mortgages). Unlike bank and financial institution consultants, who are confined to selling their own goods, we can find you the best rates from a wide range of options. You’ll then have access to a number of different financial lenders, some of which only take applications through mortgage brokers, allowing you to weigh all of your possibilities.

Furthermore, the mortgage brokers at Multi-Prêts have extensive market expertise, allowing them to advise you on how to get the best mortgage rate. We also answer all of your questions to help you make an informed decision (fixed or variable rate, long or short term, etc.).
Multi-Prêts brokers are distinguished from other brokers by the following characteristics.

Professionalism

Our mortgage brokers are industry experts who have been educated to recognize and respond to your genuine needs quickly.

Time is a scarce resource.

You will obtain quotes from a number of financial institutions in one single request thanks to your Multi-Prêts mortgage broker. You won’t have to meet with a bunch of different lenders and give over a bunch of different documentation to each of them. Everything is within the control of your broker.

Obtaining cash

To begin with, the services of a mortgage broker are completely free. He or she not only negotiates the most advantageous and least costly mortgage for you (in contrast to the banks), but also offers a variety of other financial services to help you save and develop your money.

There is a lot of flexibility in terms of working hours.

We can meet with you seven days a week at our St-Bruno office or at your home.
Multi-Prêts, your own financial consultant

Multi-Prêts, your own financial consultant

Our mortgage brokers connect with over 25 different financial partners throughout Canada on a daily basis (banks, caisses, insurance companies, and so on). We keep a close eye on market trends and opportunities that could be of interest to our clients. We can also assist you in locating the most favorable mortgage terms and rates by analyzing offers from a range of lenders, some of whom you may not have direct access to.
The partner financial institutions
- ADAP-T / CML
- Scotiabank
- Laurentian Bank
- SAGEN / Genw
- B2B Banking
- Fair Trade Bank
- CMHC / CMHC
- Multi-Plane
- Pentor-
- Manulife Bank
- Caisses Populaires
  Desjardins
- Canada Guaranty
- CHIP – Home Income
- Plan
- PeoplesTrust
- SecurFinance
- Simplici-T
- SSQ
- TD Canada Trust
- CTF
- Unik Financing
- First National Financial
- Haventree Financial
- FNF
- MCAP
- Merix Financial –
- Lendwise
- HomeEquity Bank
- National Bank
- orth Financial
- Home Trust

Use a Multi-Prêts broker to receive the greatest rates!

Multi-Prêts has been in business since 1982.
- Gets a home loan pre-approval quickly;
- It helps you in acquiring the most competitive mortgage rate; advises you on the kind of rate (fixed or variable? ), the amortization period (10, 20, or 30 years? ), and the term (3, 5, or 10 years? );
- describes the many mortgage options available today;
- gives you access to a variety of online tools to assist you in your quest.
Why should you utilize a mortgage broker rather than a bank?

Your Multi-Prêts mortgage broker will locate the finest mortgage products for you based on your demands and financial status. He’ll also work with a variety of banks and financial organizations to save you as much money as feasible.

In comparison to a bank, a broker has a big advantage. The broker negotiates the best pricing for you and secures rate cuts without having to deal with each financial institution individually. We can assist you with a pre-approval, renewal, or refinance for your home or condo.
What are a mortgage broker's responsibilities?

Your mortgage broker will work for free to get you the best mortgage rate, depending on your circumstances.

He or she is accessible and responsive, and can help you with a variety of tasks, including getting a mortgage pre-approval so you know how much you can borrow; calculating the amount of your mortgage payments and your down payment on a home; and getting a mortgage pre-approval so you know how much you can borrow.

Creating a budget that takes into consideration all of the expenditures connected with buying a property;

Investigating programs and incentives that can help you buy a house;

Searching for the greatest mortgage for your needs, requirements, and market circumstances.

During your real estate search, your Multi-Prêts mortgage broker can create a rate guarantee at no cost to you to protect you against rising mortgage rates
The services of a mortgage broker are free.

Do you want to be able to research all of your possibilities by chatting with a number of different financial lenders, some of whom only accept mortgage broker applications? Do you want to be sure you’re receiving the greatest deal based on your current financial status and credit history?

Would you like expert help deciding on a product and a financial institution that are both right for you? Working with a mortgage broker is the best method to reach your goals if you answered yes to one or more of these questions.

You will benefit from the free services of a mortgage broker whether you are purchasing your first house, a second home, or a rental property. You’ll have all of the odds in your favor in order to get the greatest mortgage rates, as well as expert advice that can help you simplify your whole business.

The banks with whom our Multi-Prêts mortgage brokers work pay them. They do not work on commission; instead, the quantity of money borrowed determines their revenue. No mortgage broker wants you to sign a loan that costs more than the one next to it. As a result, you can rest assured that when you deal with us, you’ll obtain the greatest mortgage rate available.

As you can see, we are constantly concerned about openness. Our objective is to provide you with as much information as possible so that you can make an informed decision and select the best mortgage formula for you without incurring any fines.
Experienced mortgage brokers at your disposal

A mortgage broker, also known as a mortgage agent, acts as a middleman between you and possible mortgage lenders (banks, private lenders, etc.).

They are the most informed person to assist you in your search for a mortgage loan, its renewal, and refinancing because of their talents, resources, and financial partners.

As a result, for any mortgage-related needs, you should contact the mortgage broker.

Why use a Multi-Prêts mortgage broker in Quebec City ?

Samuel Robert, a Multi-Prêts mortgage broker team in Québec City, provides quick and efficient assistance in obtaining the lowest rates from more than 20 financial institutions across Canada. In the mortgage market, Samuel has a lot of experience. Because of his experience and thorough knowledge of the mortgage industry, he will be able to secure the best rate for your needs.

Quick pre-qualification
Rate guarantee
Access to 20+ lenders
Best rate
Support from A to Z

A Multi-Prêts team of brokers in Quebec City to get the best !

Several figures portray Quebec City and surrounds.

Because of its pleasant living environment, Quebec City, which is part of the Capitale Nationale county, is drawing a rising number of families. It has a very active economy and lot of attractions as the home place of the Remparts of Québec, the local Hockey team.

The following figures depict the number of real estate transactions in the region in 2023.

Laval: 1,577 transactions between Q2-2022 and Q1-2023
Why should you contact a mortgage broker in Quebec City?
In Quebec City, Multi-Prets allows you to get the best mortgage terms for your case.

Why would you want to refinance your mortgage?

If you have paid off enough of your loan, you can refinance your house to get money for major costs. If you need to renovate or pay tuition for your children or yourself, this might be the answer to your problems.

When should you think about refinancing your home?

Although this isn’t always the case, refinancing towards the conclusion of the term is the greatest approach to avoid paying a penalty and suffering extra charges.

What is the method for refinancing?

You can borrow up to 80% of the value of your home less the amount you still owe if you refinance. If your house is now worth $500,000, you may be eligible to borrow up to $400,000, or 80% of its value.

Why trust me with your mortgage financing?

Because I am committed to:

Find the best possible offer among more than twenty financial institutions
Confirm an approval quickly
Accompany you until the transaction is completed at the notary’s office
Be accessible at all times

Samuel Robert

Mortgage Broker

Your Broker

As a responsible person, I make sure to manage the family’s finances on a sound and solid basis.
I understand the importance of sticking to a budget to achieve your life goals. In addition to finding you a loan with the best possible terms,
I will share with you tips learned through experience and walk you through a process I know well.